Privacy Policy

This Privacy Policy explains how Apex Trade With Nirbhay ("we", "us", or "our"), operating through apexfincorp.org, collects, uses, and safeguards your personal information when you visit our website or enrol in our courses. By using our platform, you agree to the practices described here.

1. Information We Collect

We collect information you provide directly and information generated by your use of the platform:

• Account information — name and email address when you register.
• Payment information — processed securely by Stripe; we never store card numbers on our servers.
• Course activity — lessons completed, progress percentages, and certificates earned.
• Communications — messages you send us via the contact form or email.
• Usage data — pages visited, time spent, and device/browser type, collected via analytics.

2. How We Use Your Information

• To create and manage your account and course enrolments.
• To process payments and issue receipts and certificates.
• To send transactional emails (enrolment confirmations, password resets).
• To respond to your support queries.
• To improve our course content and platform experience.
• To comply with legal obligations.

We do not sell, rent, or trade your personal information to third parties for marketing purposes.

3. Cookies and Tracking

We use cookies and similar technologies to keep you signed in, remember your preferences, and understand how visitors use our site. You can control cookies through your browser settings. Disabling cookies may affect certain features such as staying logged in.

We use analytics tools (such as Google Analytics) to measure site traffic. These tools may set their own cookies. Analytics data is aggregated and does not personally identify you.

4. Third-Party Services

We use trusted third-party services to operate the platform:

• Stripe — payment processing. Subject to Stripe's Privacy Policy.
• Vimeo — secure video hosting for course lessons. Subject to Vimeo's Privacy Policy.
• Google Analytics — website usage analytics.

These services have their own privacy policies and we encourage you to review them.

5. Data Retention

We retain your account and course data for as long as your account is active or as needed to provide services. If you request account deletion, we will remove your personal data within 30 days, except where retention is required by law (e.g. financial records).

6. Data Security

We implement industry-standard security measures including HTTPS encryption, hashed password storage, and access controls. No method of transmission over the internet is 100% secure; we cannot guarantee absolute security but take reasonable precautions to protect your data.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data.
• Opt out of marketing communications at any time.

To exercise any of these rights, contact us at support@apexfincorp.org.

8. Children's Privacy

Our platform is intended for users aged 18 and above. We do not knowingly collect personal information from minors. If you believe a minor has provided us with their data, please contact us and we will delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top. Continued use of the platform after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy, please reach out: